by Mark Maldonado | Dec 24, 2025 | Mortgage Tips
Medical bills are one of the most common reasons people face unexpected debt, and many borrowers are surprised when they see a medical collection appear on their credit report. Even though medical debt is often caused by emergencies rather than irresponsible spending,...
by Mark Maldonado | Dec 23, 2025 | Mortgage Tips
Buy Now Pay Later services have become a popular way to spread out small purchases, and for many buyers, these plans feel harmless. The payment amounts are usually small, the approval process is quick, and the apps are easy to use. What many future homebuyers do not...
by Mark Maldonado | Dec 22, 2025 | Financial Reports
The Consumer Price Index was scheduled to be released this week but has once again been delayed, with no explanation provided. This left the unemployment data as the only notable economic release from last week. The data showed that unemployment numbers came in higher...
by Mark Maldonado | Dec 19, 2025 | Homeowner Tips
Welcoming a new baby is an exciting milestone, but it often comes with financial changes, especially when a household shifts to one primary income. Managing a mortgage during this transition can feel overwhelming at first, but many families successfully navigate it...
by Mark Maldonado | Dec 18, 2025 | Mortgage Tips
Not all mortgage loans are created equally, and jumbo mortgages are a clear example of that difference. These loans are designed for higher priced homes and come with unique guidelines that affect both buying and refinancing decisions. Understanding how jumbo...