by Mark Maldonado | Jul 1, 2025 | Mortgage
Addressing Inequity in LendingThe mortgage approval process is a critical step in the path to homeownership. While lending guidelines are designed to promote fair and consistent evaluation, studies have shown that disparities persist based on gender and race. These...
by Mark Maldonado | Jun 30, 2025 | Financial Reports
With the passing of the previous busy weeks of rate decisions, this week features the Federal Reserve’s preferred inflation report in the PCE Index, which has shown that inflation has come in hotter than expected for the month of May. This likely cements the...
by Mark Maldonado | Jun 27, 2025 | Mortgage
June is National Homeownership Month, making it the perfect time to understand the full path to homeownership. If you are planning to buy a home, especially for the first time, knowing what to expect during the mortgage process can take away much of the stress. This...
by Mark Maldonado | Jun 26, 2025 | Mortgage
June is National Homeownership Month, a time to spotlight the programs that make owning a home more accessible to more people. While many potential buyers believe they need perfect credit or a large down payment, programs like HomeReady® and Home Possible®...
by Mark Maldonado | Jun 25, 2025 | Mortgage Tips
June is National Homeownership Month, a time to celebrate the lasting impact that owning a home can have on individuals and families. One of the most powerful benefits of homeownership is the ability to build equity. As you make mortgage payments, you are gradually...