by Mark Maldonado | Feb 21, 2025 | Home Mortgages
When buying a home, one of the most critical factors is determining how much you can borrow through a mortgage. Lenders evaluate multiple financial aspects to assess your borrowing capacity. Here’s what they consider: 1. Income and Debt-to-Income (DTI)...
by Mark Maldonado | Feb 20, 2025 | Home Buying Tips
Deciding to finance a new home can be exciting, and because of that buyers tend to want to jump right in. Not so fast! Before you start searching for your dream home, you need to get pre-approved and that means applying for a loan. You will need to get things in order...
by Mark Maldonado | Feb 19, 2025 | Taxes
Paying your income taxes each year leaves your wallet a bit thin? There may be money hiding in your home that lessens your tax burden. Here are four places to look: Home-Office Deduction If you work from home, you could qualify for a home-office deduction. Taking the...
by Mark Maldonado | Feb 18, 2025 | Financial Reports
The major inflation data reports have been released, and the initial readings indicate that inflation has exceeded expectations. While the data suggests that the Federal Reserve is unlikely to allow any further rate cuts beyond those already implemented, optimism...
by Mark Maldonado | Feb 17, 2025 | Holidays
Presidents’ Day is a time to reflect on leadership, vision, and the pursuit of big goals. Throughout history, homeownership has been a key part of the American Dream, a foundation for stability, growth, and opportunity.If owning a home is one of your goals this...
