by Mark Maldonado | Dec 17, 2025 | Home Buyer Tips
When preparing to buy a home, many borrowers focus on the interest rate and monthly payment, but mortgage insurance is another important factor to understand. Private mortgage insurance is often required when a borrower makes a smaller down payment and knowing how it...
by Mark Maldonado | Dec 16, 2025 | Mortgage Tips
Your credit score plays a major role in the mortgage process. It helps determine whether you qualify for a loan, how much you can borrow, and the interest rate you may receive. Even small changes to your credit profile can impact your long-term cost of homeownership....
by Mark Maldonado | Dec 15, 2025 | Financial Reports
The Federal Reserve Interest Rate decision occurred the prior week, with the Federal Reserve cutting interest rates another quarter as expected by many industry analysts. This has given the market a lot of optimism that the trend will still continue and the Chairman...
by Mark Maldonado | Dec 12, 2025 | Mortgage
Missing a mortgage payment can feel scary, especially when you are working hard to manage your finances and stay on track. Life happens, and sometimes unexpected situations make it difficult to pay on time. The good news is that one missed payment does not mean you...
by Mark Maldonado | Dec 11, 2025 | Mortgage Tips
When two people in a long-distance relationship decide to finally live in the same city, the excitement is huge, and so are the financial decisions that come with it. Moving from long-distance to local often means navigating new jobs, new routines, and possibly a new...
