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How to Avoid Overpaying for Homeowners Insurance with Your Mortgage

How to Avoid Overpaying for Homeowners Insurance with Your Mortgage

by Mark Maldonado | Dec 10, 2025 | Mortgage Tips

When you buy a home with a mortgage, homeowners’ insurance is not optional, it is required. Lenders need to know the property is protected, and you need the peace of mind that comes with knowing your largest investment is covered. The challenge is that many...
What Are the Pros and Cons of No Deposit Mortgage Loans

What Are the Pros and Cons of No Deposit Mortgage Loans

by Mark Maldonado | Dec 9, 2025 | Mortgage Tips

No deposit mortgage loans can sound appealing to buyers who want to purchase a home without spending years saving for a down payment. While these loans offer clear advantages, they also come with risks and responsibilities that every buyer should consider before...
What’s Ahead For Mortgage Rates This Week – December 8th, 2025

What’s Ahead For Mortgage Rates This Week – December 8th, 2025

by Mark Maldonado | Dec 8, 2025 | Financial Reports

The PCE Index reports have come in—albeit delayed—and show inflation numbers that fell within expectations. The data also indicates that inflation has not worsened since before the government shutdown. It is widely believed that the Federal Reserve will...
You Ask, We Answer: How to Choose Between Expanding Your Current Home and Buying a New One

You Ask, We Answer: How to Choose Between Expanding Your Current Home and Buying a New One

by Mark Maldonado | Dec 5, 2025 | Mortgage Tips

Does your home feel like it’s starting to burst at the seams? Many homeowners across the country can relate to this feeling having bought a home only to run out of space due to a growing family or for other reasons. Let’s take a quick look at a few...
Understanding Why You Don’t Need to Pay Off Your Mortgage Early

Understanding Why You Don’t Need to Pay Off Your Mortgage Early

by Mark Maldonado | Dec 4, 2025 | Mortgage Tips

Many homeowners feel pressure to pay off their mortgage as quickly as possible but faster is not always better. In many real-life situations, directing your money toward other financial steps can offer more growth, more protection, and more flexibility. Understanding...
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Federal Hill Mortgage Company, LLC is a broker and lender licensed in MD, DE, PA, VA, DC, NC & FL.

Company NMLS #176351. Equal housing lender.

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