by Mark Maldonado | Dec 2, 2025 | Mortgage Tips
Refinancing can be a smart way to lower your monthly payment, reduce your interest rate, or tap into equity for financial goals. Many homeowners wait too long to reconsider their loan, but the right timing can put real money back into your pocket. Understanding when...
by Mark Maldonado | Dec 1, 2025 | Financial Reports
Many of the reports scheduled for release last week were delayed yet again, including the anticipated unemployment data. There is an expectation that they will be released next week. The only on-time release was the third-party Consumer Sentiment report from the...
by Mark Maldonado | Nov 28, 2025 | Mortgage
Many buyers only see the visible steps in the mortgage process, such as gathering documents or reviewing approval conditions. Behind the scenes, a mortgage originator plays a significant role in advocating for the borrower and helping secure loan terms that match the...
by Mark Maldonado | Nov 27, 2025 | Holidays
Today is a day to pause and reflect on the people who make this work meaningful. We are truly thankful to every person who has allowed me to be part of their home journey. Whether we have worked together in the past, are connected right now, or will meet in the...
by Mark Maldonado | Nov 26, 2025 | Mortgage Tips
When buyers apply for a mortgage, income and credit history get most of the attention. However, there is another essential part of the underwriting process that plays a major part in determining approval. Asset verification helps lenders understand the financial...
