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What’s Ahead For Mortgage Rates This Week – December 22nd, 2025

What’s Ahead For Mortgage Rates This Week – December 22nd, 2025

by Mark Maldonado | Dec 22, 2025 | Financial Reports

The Consumer Price Index was scheduled to be released this week but has once again been delayed, with no explanation provided. This left the unemployment data as the only notable economic release from last week. The data showed that unemployment numbers came in higher...
Preparing Your Mortgage for Life on One Income When a Baby Is on the Way

Preparing Your Mortgage for Life on One Income When a Baby Is on the Way

by Mark Maldonado | Dec 19, 2025 | Homeowner Tips

Welcoming a new baby is an exciting milestone, but it often comes with financial changes, especially when a household shifts to one primary income. Managing a mortgage during this transition can feel overwhelming at first, but many families successfully navigate it...
What Makes Jumbo Mortgages Different and Why Refinancing Them Requires a Specialized Approach

What Makes Jumbo Mortgages Different and Why Refinancing Them Requires a Specialized Approach

by Mark Maldonado | Dec 18, 2025 | Mortgage Tips

Not all mortgage loans are created equally, and jumbo mortgages are a clear example of that difference. These loans are designed for higher priced homes and come with unique guidelines that affect both buying and refinancing decisions. Understanding how jumbo...
Will You Need Private Mortgage Insurance on Your Mortgage Loan?

Will You Need Private Mortgage Insurance on Your Mortgage Loan?

by Mark Maldonado | Dec 17, 2025 | Home Buyer Tips

When preparing to buy a home, many borrowers focus on the interest rate and monthly payment, but mortgage insurance is another important factor to understand. Private mortgage insurance is often required when a borrower makes a smaller down payment and knowing how it...
Smart Ways to Protect Your Credit Score Before Applying for a Mortgage

Smart Ways to Protect Your Credit Score Before Applying for a Mortgage

by Mark Maldonado | Dec 16, 2025 | Mortgage Tips

Your credit score plays a major role in the mortgage process. It helps determine whether you qualify for a loan, how much you can borrow, and the interest rate you may receive. Even small changes to your credit profile can impact your long-term cost of homeownership....
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Federal Hill Mortgage Company, LLC is a broker and lender licensed in MD, DE, PA, VA, DC, NC & FL.

Company NMLS #176351. Equal housing lender.

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