by Mark Maldonado | Dec 19, 2025 | Homeowner Tips
Welcoming a new baby is an exciting milestone, but it often comes with financial changes, especially when a household shifts to one primary income. Managing a mortgage during this transition can feel overwhelming at first, but many families successfully navigate it...
by Mark Maldonado | Dec 18, 2025 | Mortgage Tips
Not all mortgage loans are created equally, and jumbo mortgages are a clear example of that difference. These loans are designed for higher priced homes and come with unique guidelines that affect both buying and refinancing decisions. Understanding how jumbo...
by Mark Maldonado | Dec 17, 2025 | Home Buyer Tips
When preparing to buy a home, many borrowers focus on the interest rate and monthly payment, but mortgage insurance is another important factor to understand. Private mortgage insurance is often required when a borrower makes a smaller down payment and knowing how it...
by Mark Maldonado | Dec 16, 2025 | Mortgage Tips
Your credit score plays a major role in the mortgage process. It helps determine whether you qualify for a loan, how much you can borrow, and the interest rate you may receive. Even small changes to your credit profile can impact your long-term cost of homeownership....
by Mark Maldonado | Dec 15, 2025 | Financial Reports
The Federal Reserve Interest Rate decision occurred the prior week, with the Federal Reserve cutting interest rates another quarter as expected by many industry analysts. This has given the market a lot of optimism that the trend will still continue and the Chairman...
