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When and How to Secure a Favorable Mortgage Rate Lock

When and How to Secure a Favorable Mortgage Rate Lock

by Mark Maldonado | Nov 7, 2025 | Mortgage Tips

Interest rates can fluctuate from one week to the next, and that can have a major impact on your monthly payment and overall loan cost. A mortgage rate lock gives you the ability to secure your interest rate for a set period of time, protecting you from unexpected...
What to Expect at Your First Mortgage Appointment

What to Expect at Your First Mortgage Appointment

by Mark Maldonado | Nov 6, 2025 | Mortgage Tips

Meeting with a lender for the first time is a big step in your homebuying journey. Whether you are buying your first home or upgrading to your next one, your mortgage appointment sets the stage for what comes next. Knowing what to expect helps you feel confident,...
What Mortgage Lenders Really Look At Before Approving Your Loan

What Mortgage Lenders Really Look At Before Approving Your Loan

by Mark Maldonado | Nov 5, 2025 | Mortgage Tips

One of the first questions homebuyers ask is how much they can afford to borrow. While the number may seem mysterious, lenders use a clear set of financial factors to decide how much you qualify for. Understanding these factors can help you plan ahead, make smart...
Steps to Take Now to Build Your Credit for a Home Purchase Next Year

Steps to Take Now to Build Your Credit for a Home Purchase Next Year

by Mark Maldonado | Nov 4, 2025 | Home Buyer Tips

Buying a home is one of the most exciting goals you can set, but your credit score plays a major role in how easy or challenging the process will be. The good news is that with time and planning, you can strengthen your credit and set yourself up for a smoother...
What’s Ahead For Mortgage Rates This Week – November 3rd, 2025

What’s Ahead For Mortgage Rates This Week – November 3rd, 2025

by Mark Maldonado | Nov 3, 2025 | Financial Reports

With the ongoing government shutdown, other major releases have hit a snag, as there is still very limited information for when the shutdown may end. The largest and most impactful releases continuing to move forward are those from third-party sources still publishing...
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Federal Hill Mortgage Company, LLC is a broker and lender licensed in MD, DE, PA, VA, DC, NC & FL.

Company NMLS #176351. Equal housing lender.

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