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How Medical Collections Affect Mortgage Approval

How Medical Collections Affect Mortgage Approval

by Mark Maldonado | Dec 24, 2025 | Mortgage Tips

Medical bills are one of the most common reasons people face unexpected debt, and many borrowers are surprised when they see a medical collection appear on their credit report. Even though medical debt is often caused by emergencies rather than irresponsible spending,...
How Buy Now Pay Later Debt Can Affect Your Mortgage Application

How Buy Now Pay Later Debt Can Affect Your Mortgage Application

by Mark Maldonado | Dec 23, 2025 | Mortgage Tips

Buy Now Pay Later services have become a popular way to spread out small purchases, and for many buyers, these plans feel harmless. The payment amounts are usually small, the approval process is quick, and the apps are easy to use. What many future homebuyers do not...
What’s Ahead For Mortgage Rates This Week – December 22nd, 2025

What’s Ahead For Mortgage Rates This Week – December 22nd, 2025

by Mark Maldonado | Dec 22, 2025 | Financial Reports

The Consumer Price Index was scheduled to be released this week but has once again been delayed, with no explanation provided. This left the unemployment data as the only notable economic release from last week. The data showed that unemployment numbers came in higher...
Preparing Your Mortgage for Life on One Income When a Baby Is on the Way

Preparing Your Mortgage for Life on One Income When a Baby Is on the Way

by Mark Maldonado | Dec 19, 2025 | Homeowner Tips

Welcoming a new baby is an exciting milestone, but it often comes with financial changes, especially when a household shifts to one primary income. Managing a mortgage during this transition can feel overwhelming at first, but many families successfully navigate it...
What Makes Jumbo Mortgages Different and Why Refinancing Them Requires a Specialized Approach

What Makes Jumbo Mortgages Different and Why Refinancing Them Requires a Specialized Approach

by Mark Maldonado | Dec 18, 2025 | Mortgage Tips

Not all mortgage loans are created equally, and jumbo mortgages are a clear example of that difference. These loans are designed for higher priced homes and come with unique guidelines that affect both buying and refinancing decisions. Understanding how jumbo...
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Federal Hill Mortgage Company, LLC is a broker and lender licensed in MD, DE, PA, VA, DC, NC & FL.

Company NMLS #176351. Equal housing lender.

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