by Mark Maldonado | Aug 20, 2025 | Home Buyer Tips
Many potential homebuyers worry that carrying credit card debt will prevent them from qualifying for a mortgage. While it is true that lenders carefully evaluate your financial profile, having credit card balances does not automatically disqualify you. By...
by Mark Maldonado | Aug 19, 2025 | Mortgage Tips
Buying a fixer-upper can be an exciting way to get into a desirable neighborhood at a lower price point, while also creating a home that reflects your style and needs. However, financing a property that needs significant repairs can be challenging if you are only...
by Mark Maldonado | Aug 18, 2025 | Financial Reports
This will be the first release of the CPI and PPI report data wherein the data collected and used to determine the current inflation has been reduced. The Producer Price Index has shown quite clearly that there has been the biggest whole price jump in the last 3...
by Mark Maldonado | Aug 15, 2025 | Mortgage Tips
When purchasing a home, buyers typically assume a new mortgage loan. However, in some situations, a buyer may opt to assume the seller’s existing mortgage. Known as a mortgage assumption, this process allows the buyer to take over the terms and payments of the...
by Mark Maldonado | Aug 14, 2025 | Mortgage Tips
Going through bankruptcy can be a challenging and stressful process. However, it s important to understand how bankruptcy may affect your ability to secure a mortgage in the future. Bankruptcy, whether Chapter 7 or Chapter 13, can significantly impact your credit...
