by Mark Maldonado | Jan 9, 2025 | Mortgage Application
Your mortgage application is more than just paperwork—it’s your chance to demonstrate to lenders that you’re a reliable and financially stable borrower. Whether you’re a first-time homebuyer or looking to upgrade, a strong application can make...
by Mark Maldonado | Jan 8, 2025 | Homeowner Tips
Balancing two jobs or a full-time career with a side hustle can be rewarding, not just for your wallet but also when it comes to qualifying for a mortgage. Lenders recognize that additional income can strengthen your application, but there are specific rules to ensure...
by Mark Maldonado | Jan 7, 2025 | Home Mortgage Tips
Scams are everywhere, and the mortgage world is no exception. As you start the exciting journey of homeownership, it’s essential to be aware of the potential risks and arm yourself with knowledge to protect your investment. Here’s what you need to know...
by Mark Maldonado | Jan 6, 2025 | Financial Reports
With the holiday season coming to a conclusion, there was little in the way of data releases. Last week, the main reports were the Chicago Business Barometer and the ISM Manufacturing Index, both indicating a slight contraction in the manufacturing sector. This comes...
by Mark Maldonado | Jan 3, 2025 | Credit Scoring
As we step into a new year, it’s the perfect time to focus on understanding and improving your credit score. Whether you’re planning to buy a home, refinance, or simply enhance your financial health, your credit score plays a pivotal role in shaping your...
