by Mark Maldonado | Aug 9, 2024 | Home Buyer Tips
Purchasing a home is a significant milestone, and traditional mortgages aren’t the only route to achieving this dream. For many homebuyers, especially those who may face challenges with conventional financing, exploring alternative financing options can be a...
by Mark Maldonado | Aug 8, 2024 | Foreclosure
As a homeowner, the thought of foreclosure can be daunting. Understanding what foreclosure is and how to prevent it can provide peace of mind and safeguard your investment. What is Foreclosure? Foreclosure is a legal process where a lender attempts to recover the...
by Mark Maldonado | Aug 7, 2024 | Home Financing Tips
Buying a fixer-upper can be a strategic way to acquire a home below market value while customizing it to fit your needs. However, the financing process for these properties requires a bit of extra insight. As a loan officer, I’m here to guide you through the key...
by Mark Maldonado | Aug 6, 2024 | Credit Scoring
When you’re looking to buy a home, one of the most important numbers you need to know is your FICO score. This three-digit number represents your creditworthiness and plays a crucial role in determining the terms of your home loan. Let’s discuss what a...
by Mark Maldonado | Aug 5, 2024 | Financial Reports
The Federal Reserve’s decision to maintain the current interest rates has paved the way for a potential rate cut in September. While this news has been met enthusiastically by lending partners, the broader markets have indicated a slightly less warm reception...
