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The Impact of Inflation on Mortgage Rates and Home Affordability

The Impact of Inflation on Mortgage Rates and Home Affordability

by Mark Maldonado | Jun 5, 2025 | Mortgage

Inflation has made a loud and lasting entrance into our daily lives. From groceries to gas prices, everything seems more expensive. One of the most significant areas where inflation leaves its mark is in the housing market, particularly mortgage rates and home...
How to Pay Off Your Mortgage 10 Years Early Without Extra Payments

How to Pay Off Your Mortgage 10 Years Early Without Extra Payments

by Mark Maldonado | Jun 4, 2025 | Mortgage

If you’re like most homeowners, the idea of paying off your mortgage early sounds amazing—more freedom, fewer monthly expenses, and peace of mind. But what if you could shave 10 years off your mortgage without making extra payments each month? Sounds too...
Will Multiple Mortgage Applications Hurt Your Credit Score?

Will Multiple Mortgage Applications Hurt Your Credit Score?

by Mark Maldonado | Jun 3, 2025 | Mortgage

When you are ready to buy a home, it is natural to shop around for the best mortgage rate and terms. But you may have heard that submitting multiple loan applications can damage your credit score and throw a wrench in your homebuying plans. Here is the truth behind...
What’s Ahead For Mortgage Rates This Week – June 2nd, 2025

What’s Ahead For Mortgage Rates This Week – June 2nd, 2025

by Mark Maldonado | Jun 2, 2025 | Financial Reports

The PCE Index release—the Federal Reserve’s preferred inflation indicator—has shown favorable results. However, the overwhelming sentiment remains one of uncertainty due to the ongoing trade wars. With these conflicts still in full swing, inflation...
What Every Homebuyer Should Know About How Are Property Taxes Calculated

What Every Homebuyer Should Know About How Are Property Taxes Calculated

by Mark Maldonado | May 30, 2025 | Home Buying Tips

When buying a home, it’s easy to focus on the down payment and mortgage rate, but don’t overlook property taxes. They can significantly affect your monthly payment and long-term budget and understanding how they’re calculated is key to making smart...
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Federal Hill Mortgage Company, LLC is a broker and lender licensed in MD, DE, PA, VA, DC, NC & FL.

Company NMLS #176351. Equal housing lender.

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