by Mark Maldonado | Jan 16, 2025 | Home Mortgage Tips
For many potential homeowners, the dream of buying a house can feel out of reach, especially when saving for a large down payment or dealing with credit challenges. That’s where FHA loans come in. Backed by the Federal Housing Administration, these loans have...
by Mark Maldonado | Jan 15, 2025 | Home Mortgage Tips
When you begin the exciting journey toward homeownership, understanding the financial aspects is vital. A key document in this process is the Loan Estimate. Provided by lenders when you apply for a mortgage, the Loan Estimate is your guide to deciphering the terms of...
by Mark Maldonado | Jan 14, 2025 | Home Mortgage Tips
When you’re in the market for a home loan, you’ll likely come across terms like “mortgage broker” and “mortgage originator.” While these professionals play critical roles in helping you secure financing, their responsibilities and...
by Mark Maldonado | Jan 13, 2025 | Financial Reports
In the first FOMC Minutes of the year, the Federal Reserve signaled strongly that while officials remain vigilant for inflation exceeding their expectations, they have no plans to raise interest rates. Much of the apprehension among speculators is the monetary policy...
by Mark Maldonado | Jan 10, 2025 | Mortgage
When it comes to buying a home, selecting the right mortgage is one of the most important financial decisions you’ll make. The type of loan you choose will impact your monthly payments, interest rates, and overall financial stability. To make the best choice,...