by Mark Maldonado | Oct 25, 2024 | Mortgage Rates
Think of the par rate as the raw, default rate offered by a lender. It’s not the lowest rate you can get, nor is it inflated by any adjustments. Lenders determine the par rate based on a variety of factors, such as current market conditions, your credit score,...
by Mark Maldonado | Oct 24, 2024 | Home Mortgages
When you’re in the final stages of buying a new home, it’s easy to assume that everything will go smoothly from here on out. However, one of the most common obstacles that can arise in this final stage of the process is title issues. If not addressed,...
by Mark Maldonado | Oct 23, 2024 | Home Mortgages
If you’re in the market to buy a duplex or similar multi-unit property, you may be wondering whether you can use an FHA loan to finance your purchase. FHA loans are well-known for helping first-time homebuyers, but they can also be used to purchase duplexes....
by Mark Maldonado | Oct 22, 2024 | Mortgage Tips
Lowering your monthly mortgage payment can have a positive impact on your financial health, allowing you to allocate more money toward other needs or savings. Whether you’re experiencing financial stress or just want to optimize your budget, exploring ways to...
by Mark Maldonado | Oct 21, 2024 | Financial Reports
The release of last week’s inflation data has left this week with very few significant data updates. The most important information will come from various Federal Reserve members speaking on different topics. They have consistently emphasized that they will...
