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What’s Ahead For Mortgage Rates This Week – December 15th, 2025

What’s Ahead For Mortgage Rates This Week – December 15th, 2025

by Mark Maldonado | Dec 15, 2025 | Financial Reports

The Federal Reserve Interest Rate decision occurred the prior week, with the Federal Reserve cutting interest rates another quarter as expected by many industry analysts. This has given the market a lot of optimism that the trend will still continue and the Chairman...
What Really Happens If You Miss a Mortgage Payment

What Really Happens If You Miss a Mortgage Payment

by Mark Maldonado | Dec 12, 2025 | Mortgage

Missing a mortgage payment can feel scary, especially when you are working hard to manage your finances and stay on track. Life happens, and sometimes unexpected situations make it difficult to pay on time. The good news is that one missed payment does not mean you...
Mortgage Planning for Long-Distance Relationships Becoming Local

Mortgage Planning for Long-Distance Relationships Becoming Local

by Mark Maldonado | Dec 11, 2025 | Mortgage Tips

When two people in a long-distance relationship decide to finally live in the same city, the excitement is huge, and so are the financial decisions that come with it. Moving from long-distance to local often means navigating new jobs, new routines, and possibly a new...
How to Avoid Overpaying for Homeowners Insurance with Your Mortgage

How to Avoid Overpaying for Homeowners Insurance with Your Mortgage

by Mark Maldonado | Dec 10, 2025 | Mortgage Tips

When you buy a home with a mortgage, homeowners’ insurance is not optional, it is required. Lenders need to know the property is protected, and you need the peace of mind that comes with knowing your largest investment is covered. The challenge is that many...
What Are the Pros and Cons of No Deposit Mortgage Loans

What Are the Pros and Cons of No Deposit Mortgage Loans

by Mark Maldonado | Dec 9, 2025 | Mortgage Tips

No deposit mortgage loans can sound appealing to buyers who want to purchase a home without spending years saving for a down payment. While these loans offer clear advantages, they also come with risks and responsibilities that every buyer should consider before...
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Federal Hill Mortgage Company, LLC is a broker and lender licensed in MD, DE, PA, VA, DC, NC & FL.

Company NMLS #176351. Equal housing lender.

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