by Mark Maldonado | Feb 28, 2025 | Home Mortgage Tips
When it comes to home financing, purchasing and refinancing a mortgage share similarities but serve distinct purposes. Understanding how each process works can help you make informed decisions about homeownership and financial planning. The Purchase Mortgage Process...
by Mark Maldonado | Feb 27, 2025 | Home Mortgages
A home appraisal is a critical step in the buying, selling, or refinancing process, yet many people don’t fully understand how it works or what factors influence it. Whether you’re a buyer, seller, or homeowner looking to refinance, here are some key...
by Mark Maldonado | Feb 26, 2025 | Investment Properties
For homeowners looking to build wealth, a home equity loan can be a powerful financial tool. With the equity in your home, you can access funds at relatively low interest rates and put that money to work in smart, strategic ways. If you’re wondering how to...
by Mark Maldonado | Feb 25, 2025 | Home Mortgage Tips
A mortgage escrow account is a financial tool used by lenders to manage and disburse payments for property-related expenses, like property taxes and homeowners insurance. Rather than paying these expenses separately, a portion of your monthly mortgage payment is set...
by Mark Maldonado | Feb 24, 2025 | Financial Reports
The most impactful report released last week was the regular Consumer Sentiment reports, which have indicated the more recent concerns rising food costs have soured the view on the current state of the economy for the U.S. The talks between the Federal Reserve members...