What’s Ahead For Mortgage Rates This Week – February 10th, 2025

by Mark Maldonado | Feb 10, 2025 | Financial Reports

Last week’s reports were plentiful, but few had a greater impact on the lending and broader markets. The most significant among them were the Nonfarm Payrolls, Consumer Credit, and Consumer Sentiment reports.  Currently, considerable movement within the...

How Can I Get Removed from a Mortgage as a Co-Signer?

by Mark Maldonado | Feb 7, 2025 | Home Financing Tips

Being a co-signer on a mortgage can be a significant financial commitment, one that you might not want to maintain indefinitely. Whether your circumstances have changed, or the primary borrower is now in a position to manage the loan independently, it’s...

Ensure a Stress-Free Home Purchase with These Gift Fund Tips

by Mark Maldonado | Feb 6, 2025 | Home Mortgage Tips

Imagine you are about to purchase your dream home, and a generous financial gift from family or friends is making it possible. It’s a moment to celebrate!  But did you know that mishandling gift funds can lead to delays, added stress, or even jeopardize...

What’s the Difference Between a Second Mortgage and a Home Equity Loan?

by Mark Maldonado | Feb 5, 2025 | Home Mortgage Tips

If you’ve been diligently paying down your mortgage, you’ve likely built up a valuable asset: home equity. This financial resource can be a game-changer, offering opportunities to fund major expenses, consolidate debt, or tackle unexpected financial...

Let’s Chat! How to Get Prepared for Your House-Hunting Journey

by Mark Maldonado | Feb 4, 2025 | Mortgage Tips

Imagine that you are exploring your city or a new city and you stumble upon your dream home. It is perfect! With an open kitchen for entertaining, a backyard oasis for relaxation, and all the space you’ve envisioned. Just as you’re ready to make your move,...