How Can I Get Removed from a Mortgage as a Co-Signer?

by Mark Maldonado | Feb 7, 2025 | Home Financing Tips

Being a co-signer on a mortgage can be a significant financial commitment, one that you might not want to maintain indefinitely. Whether your circumstances have changed, or the primary borrower is now in a position to manage the loan independently, it’s...

Ensure a Stress-Free Home Purchase with These Gift Fund Tips

by Mark Maldonado | Feb 6, 2025 | Home Mortgage Tips

Imagine you are about to purchase your dream home, and a generous financial gift from family or friends is making it possible. It’s a moment to celebrate!  But did you know that mishandling gift funds can lead to delays, added stress, or even jeopardize...

What’s the Difference Between a Second Mortgage and a Home Equity Loan?

by Mark Maldonado | Feb 5, 2025 | Home Mortgage Tips

If you’ve been diligently paying down your mortgage, you’ve likely built up a valuable asset: home equity. This financial resource can be a game-changer, offering opportunities to fund major expenses, consolidate debt, or tackle unexpected financial...

Let’s Chat! How to Get Prepared for Your House-Hunting Journey

by Mark Maldonado | Feb 4, 2025 | Mortgage Tips

Imagine that you are exploring your city or a new city and you stumble upon your dream home. It is perfect! With an open kitchen for entertaining, a backyard oasis for relaxation, and all the space you’ve envisioned. Just as you’re ready to make your move,...

What’s Ahead For Mortgage Rates This Week – February 3rd, 2025

by Mark Maldonado | Feb 3, 2025 | Financial Reports

The previous week’s reins were held by the Federal Reserve’s Rate Decision and also the preferred inflation indicator, the PCE Index. With the PCE Index coming in well above the Federal Reserve’s 2% target, it suggests that rate cuts may be postponed...