by Mark Maldonado | Nov 26, 2025 | Mortgage Tips
When buyers apply for a mortgage, income and credit history get most of the attention. However, there is another essential part of the underwriting process that plays a major part in determining approval. Asset verification helps lenders understand the financial...
by Mark Maldonado | Nov 25, 2025 | Mortgage Tips
Many hopeful homebuyers find that their income alone does not quite meet the requirements for a mortgage. This challenge is especially common for people early in their careers, those recovering from financial setbacks, or buyers facing higher home prices. One option...
by Mark Maldonado | Nov 24, 2025 | Financial Reports
This week finally got a strong release of regularly scheduled data, with unemployment figures coming out first, along with employment-rate data. The prior week included the Consumer Price Index, which came in favorable. Some of the unemployment-related numbers,...
by Mark Maldonado | Nov 21, 2025 | Mortgage Tips
The idea of extending mortgage terms well beyond the traditional thirty years is gaining new attention. With rising home prices and tightened affordability, many buyers are wondering whether a much longer loan could help lower the monthly payment enough to make...
by Mark Maldonado | Nov 20, 2025 | Home Buyer Tips
The time between Thanksgiving and the New Year is known for gratitude, togetherness and heartfelt giving. Many families share meaningful gifts during this stretch of the year, and some buyers discover that these seasonal acts of generosity can help make homeownership...
