by Mark Maldonado | Oct 16, 2024 | Home Mortgage
In the world of home financing, mortgage points are a powerful yet often misunderstood tool that can significantly impact your long-term financial outlook. Whether you’re purchasing a home or refinancing, understanding how these points work can help you make...
by Mark Maldonado | Oct 15, 2024 | Mortgage
If you’re considering a mortgage loan, you might wonder where the money actually comes from. It’s not as simple as walking into your neighborhood bank and getting a loan directly from their vault, like it used to be decades ago. Today, the mortgage lending...
by Mark Maldonado | Oct 14, 2024 | Financial Reports
The CPI and PPI reports delivered their data, showing inflation figures slightly below expectations. However, the positive impact of these reports was tempered by hawkish comments from Federal Reserve members during recent meetings. Despite this, the overall outlook...
by Mark Maldonado | Oct 11, 2024 | Home Mortgage
As home prices continue to rise, some buyers may struggle to qualify for a mortgage on their own. In these cases, a mortgage cosigner can be a helpful solution. However, whether you’re considering asking someone to cosign or you’re being asked to take on...
by Mark Maldonado | Oct 10, 2024 | Home Mortgage
Looking for ways to reduce the amount of interest you pay on your mortgage and shorten its lifespan? A home loan offset account might be the solution. This financial tool allows you to reduce the interest on your mortgage by using the balance in a linked account to...
