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Creative Strategies for Managing Mortgage Payments During Financial Hardship

Creative Strategies for Managing Mortgage Payments During Financial Hardship

by Mark Maldonado | Jul 11, 2025 | Mortgage Tips

Financial hardship can happen for many reasons — job loss, medical emergencies, rising expenses, or unexpected life changes. One of the most important steps homeowners can take is to recognize early signs of financial strain. If your savings are shrinking, your...
Creative Ways to Use Rent-to-Own Agreements to Buy a Home

Creative Ways to Use Rent-to-Own Agreements to Buy a Home

by Mark Maldonado | Jul 10, 2025 | Home Buyer Tips

A rent-to-own agreement is a contract that allows a tenant to rent a home with the option to buy it later. Part of the monthly rent payment typically goes toward the future down payment or purchase price. This approach can be ideal for buyers who need more time to...
The Psychology of Homebuying and Emotions vs. Financial Logic

The Psychology of Homebuying and Emotions vs. Financial Logic

by Mark Maldonado | Jul 9, 2025 | Home Buyer Tips

Buying a home is not just a financial decision, it is an emotional one too. For many people, homeownership represents stability, success, and personal freedom. Whether it is the excitement of finding your dream kitchen or imagining holidays with family, emotions...
How to Finance Energy-Efficient Home Improvements with a Mortgage

How to Finance Energy-Efficient Home Improvements with a Mortgage

by Mark Maldonado | Jul 8, 2025 | Mortgage

As more homeowners look for ways to reduce utility bills and make their homes environmentally friendly, energy-efficient improvements have become a smart investment. The good news is that you do not need to pay out of pocket for all the upgrades at once. There are...
What’s Ahead For Mortgage Rates This Week – July 7th, 2025

What’s Ahead For Mortgage Rates This Week – July 7th, 2025

by Mark Maldonado | Jul 7, 2025 | Financial Reports

With next week featuring both the CPI and PPI reports, the release schedule for this upcoming week will be extremely light. This previous week featured a small number of notable data releases. First being the trade deficit which has shown a sharp decline due to the...
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Federal Hill Mortgage Company, LLC is a broker and lender licensed in MD, DE, PA, VA, DC, NC & TX.

Company NMLS #176351. Equal housing lender.

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