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Understanding the Temporary Rate Reduction Mortgage

Understanding the Temporary Rate Reduction Mortgage

by Mark Maldonado | Sep 10, 2025 | Mortgage Tips

Buying a home is exciting, but the thought of monthly mortgage payments can feel overwhelming, especially for first-time buyers. One strategy to ease the financial burden is a temporary rate reduction. This type of mortgage allows borrowers to pay a lower interest...
Why Credit Monitoring Matters During the Mortgage Process

Why Credit Monitoring Matters During the Mortgage Process

by Mark Maldonado | Sep 9, 2025 | Mortgage Tips

Buying a home is one of the most significant financial decisions you will make. While it is exciting to pick out your dream home, the mortgage process can be complex and stressful. One critical factor that can make or break your journey is your credit. Credit...
What’s Ahead For Mortgage Rates This Week – September 8th, 2025

What’s Ahead For Mortgage Rates This Week – September 8th, 2025

by Mark Maldonado | Sep 8, 2025 | Financial Reports

The release of major inflation data has once again arrived with the Consumer Price Index and the Producer Price Index, offering insight into the current state of the economy. Based on recent statements from the Federal Reserve, there is considerable speculation that...
Mortgages in a Rising Rate Environment: Strategies to Save

Mortgages in a Rising Rate Environment: Strategies to Save

by Mark Maldonado | Sep 5, 2025 | Mortgage Tips

Understanding the Impact of Rising Rates Mortgage rates play a major role in how much house you can afford. Even a small increase can raise monthly payments and affect how much you qualify for. For example, the same loan amount at a higher rate could cost hundreds of...
How Cryptocurrency and Digital Assets Are Affecting Mortgage Approval

How Cryptocurrency and Digital Assets Are Affecting Mortgage Approval

by Mark Maldonado | Sep 4, 2025 | Mortgage Tips

The rise of cryptocurrency and digital assets has transformed the way many people invest and build wealth. As more buyers hold Bitcoin, Ethereum, and other digital currencies, the question of how these assets impact mortgage approval has become more common. While...
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Federal Hill Mortgage Company, LLC is a broker and lender licensed in MD, DE, PA, VA, DC, NC & FL.

Company NMLS #176351. Equal housing lender.

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