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What’s Ahead For Mortgage Rates This Week – February 18th, 2025
The major inflation data reports have been released, and the initial readings indicate that inflation has exceeded expectations. While the data suggests that the Federal Reserve is unlikely to allow any further rate cuts beyond those already implemented, optimism remains in the broader lending markets. This optimism is driven by expectations that the new administration may introduce changes to monetary policy in the longer term. Although inflation has come in higher than expected, it remains to be seen what next week’s PCE Index–the Federal Reserve’s preferred inflation indicator–will reveal.
Presidents’ Day and the American Dream of Homeownership
Presidents’ Day is a time to reflect on leadership, vision, and the pursuit of big goals. Throughout history, homeownership has been a key part of the American Dream, a foundation for stability, growth, and opportunity.
Second Mortgage vs. Refinancing and How to Identify Which Option is Right for You
When homeowners need access to funds or want to optimize their mortgage terms, they often face a critical decision: Should I get a second mortgage or refinance? Both options have unique advantages and considerations, making it essential to evaluate your financial situation and long-term goals before choosing the best path.
How Obtaining a Mortgage Can Impact Your Credit Score
When considering homeownership, many potential buyers wonder: Will getting a mortgage help my credit score? The answer is yes–if managed correctly. A mortgage is a major financial commitment, but it can also be a powerful tool for building and maintaining strong credit. Here’s how a mortgage can affect your credit score and what you should keep in mind.
How Technology and Innovation Are Reshaping the Mortgage Industry
The mortgage industry is evolving rapidly, driven by advancements in technology and innovative financing solutions. Homebuyers today have more options than ever, from digital mortgage applications to alternative financing methods that cater to different financial situations.
Avoid These Costly Mortgage Mistakes
Buying a home is one of the biggest financial decisions you’ll ever make. While it’s an exciting milestone, the mortgage process can be complex, and simple mistakes can cost you thousands of dollars or even derail your homeownership dreams.