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Could You Save Money by Refinancing Right Now?

Could You Save Money by Refinancing Right Now?

by Mark Maldonado | Jul 18, 2025 | Financial Reports

Understanding the Real BenefitsThe most common reason to refinance is to lower your monthly payment by getting a better interest rate. But refinancing can also help you pay off your loan faster, switch from an adjustable to a fixed rate, or tap into your home equity...
The One Number More Important Than Your Credit Score for Mortgage Approval

The One Number More Important Than Your Credit Score for Mortgage Approval

by Mark Maldonado | Jul 17, 2025 | Financial Reports

When it comes to getting approved for a mortgage, most people immediately think of their credit score. While it is definitely important, there is another number that can play an even bigger role in your approval, our debt-to-income ratio. Also known as DTI, this...
How to Talk to Your Parents About Co-Signing a Mortgage

How to Talk to Your Parents About Co-Signing a Mortgage

by Mark Maldonado | Jul 16, 2025 | Financial Reports

Asking your parents to co-sign a mortgage can be one of the most vulnerable conversations you will ever have. It is not just about paperwork and finances, it is about trust, timing, and long-term commitment. Whether you are a first-time buyer or trying to qualify for...
Understanding the Fear Behind Mortgage Debt and How to Move Past It

Understanding the Fear Behind Mortgage Debt and How to Move Past It

by Mark Maldonado | Jul 15, 2025 | Financial Reports

Buying a home is one of the most exciting milestones in life, but the thought of taking on a mortgage often creates anxiety. The idea of owing hundreds of thousands of dollars can feel overwhelming, even if you are financially stable. If you have ever hesitated to...
What’s Ahead For Mortgage Rates This Week – July 14th, 2025

What’s Ahead For Mortgage Rates This Week – July 14th, 2025

by Mark Maldonado | Jul 14, 2025 | Financial Reports

This was an extremely light release week with only the Consumer Credit Report. The amount of expected credit was expected to rise but only showed half the growth — a sign that things are still in stable condition. The most important reports will be featured with...
What’s Ahead For Mortgage Rates This Week – July 7th, 2025

What’s Ahead For Mortgage Rates This Week – July 7th, 2025

by Mark Maldonado | Jul 7, 2025 | Financial Reports

With next week featuring both the CPI and PPI reports, the release schedule for this upcoming week will be extremely light. This previous week featured a small number of notable data releases. First being the trade deficit which has shown a sharp decline due to the...
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Federal Hill Mortgage Company, LLC is a broker and lender licensed in MD, DE, PA, VA, DC, NC & TX.

Company NMLS #176351. Equal housing lender.

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