by Mark Maldonado | Oct 16, 2024 | Home Mortgage
In the world of home financing, mortgage points are a powerful yet often misunderstood tool that can significantly impact your long-term financial outlook. Whether you’re purchasing a home or refinancing, understanding how these points work can help you make...
by Mark Maldonado | Oct 11, 2024 | Home Mortgage
As home prices continue to rise, some buyers may struggle to qualify for a mortgage on their own. In these cases, a mortgage cosigner can be a helpful solution. However, whether you’re considering asking someone to cosign or you’re being asked to take on...
by Mark Maldonado | Oct 10, 2024 | Home Mortgage
Looking for ways to reduce the amount of interest you pay on your mortgage and shorten its lifespan? A home loan offset account might be the solution. This financial tool allows you to reduce the interest on your mortgage by using the balance in a linked account to...
by Mark Maldonado | Oct 1, 2024 | Home Mortgage
Your home equity represents one of your most valuable assets. When it comes to borrowing against that equity, many homeowners question how much can they borrow. Understanding the amount of equity you can tap into today is essential, especially if you’re...
by Mark Maldonado | Sep 20, 2024 | Home Mortgage
When navigating the mortgage process, understanding the various fees involved is crucial for accurate financial planning. Mortgages come with a range of fees, some of which are clearly outlined and others that may not be immediately obvious. We will explore both...
by Mark Maldonado | Sep 6, 2024 | Home Mortgage
With the current shortage in housing inventory, more buyers are considering condominiums and townhomes as viable options. Most of these properties are part of a homeowners’ association (HOA), which plays a crucial role in maintaining the community. Understanding...
