by Mark Maldonado | Aug 29, 2024 | Home Mortgage
When deciding between renting and buying a home, it’s essential to understand the key differences between a mortgage and rent. Each option has its own set of benefits and drawbacks, and knowing these can help you make a more informed decision about your living...
by Mark Maldonado | Jul 23, 2024 | Home Mortgage
When you’re applying for a mortgage, lenders scrutinize several aspects of your financial life to determine your eligibility. One crucial factor that can significantly influence the outcome is your employment history. Consistent and stable employment...
by Mark Maldonado | May 30, 2024 | Home Mortgage
Are you dreaming of owning a home that not only suits your lifestyle but also helps you save on energy bills? Well, it might sound like a dream, but with Energy Efficient Mortgage (EEM) programs, it’s entirely within reach. We will discuss the world of EEMs,...
by Mark Maldonado | Apr 3, 2024 | Home Mortgage
What exactly is an interest-only mortgage? Simply put, it’s a type of home loan where you pay only the interest for a certain period, typically the first five to ten years. After this initial period, you begin paying both the principal and interest, resulting in...
by Mark Maldonado | Feb 6, 2024 | Home Mortgage
In times of financial hardship, such as job loss, medical emergencies, or economic downturns, homeowners may find it challenging to keep up with their mortgage payments. When facing such difficulties, understanding options like mortgage forbearance and loan...
by Mark Maldonado | Jan 10, 2024 | Home Mortgage
Becoming a landlord can be a profitable undertaking, providing a steady income stream and potential long-term investment growth. It is important to understand the complexities of managing a property while still under a mortgage. We will discuss the key insights into...
