by Mark Maldonado | Dec 19, 2025 | Homeowner Tips
Welcoming a new baby is an exciting milestone, but it often comes with financial changes, especially when a household shifts to one primary income. Managing a mortgage during this transition can feel overwhelming at first, but many families successfully navigate it...
by Mark Maldonado | Jun 19, 2025 | Homeowner Tips
June is National Homeownership Month, a time to celebrate the dream of owning a home and offer guidance to those preparing to take that important step. One of the most impactful things you can do right now is to begin building or improving your credit. If you plan to...
by Mark Maldonado | Apr 22, 2025 | Homeowner Tips
For many homebuyers, especially first-time buyers, saving for a down payment can be one of the biggest hurdles to homeownership. Fortunately, gift funds, money given by family members, close relative, or even an employer can help bridge the financial gap. While using...
by Mark Maldonado | Mar 12, 2025 | Homeowner Tips
Owning a home is an important goal for many people, and as a single mom, it can sometimes feel like a distant dream. But the reality is that homeownership is more achievable than you might think, especially when you know about the financial resources and programs...
by Mark Maldonado | Feb 14, 2025 | Homeowner Tips
When homeowners need access to funds or want to optimize their mortgage terms, they often face a critical decision: Should I get a second mortgage or refinance? Both options have unique advantages and considerations, making it essential to evaluate your financial...
by Mark Maldonado | Jan 8, 2025 | Homeowner Tips
Balancing two jobs or a full-time career with a side hustle can be rewarding, not just for your wallet but also when it comes to qualifying for a mortgage. Lenders recognize that additional income can strengthen your application, but there are specific rules to ensure...
