by Mark Maldonado | Apr 22, 2025 | Homeowner Tips
For many homebuyers, especially first-time buyers, saving for a down payment can be one of the biggest hurdles to homeownership. Fortunately, gift funds, money given by family members, close relative, or even an employer can help bridge the financial gap. While using...
by Mark Maldonado | Mar 12, 2025 | Homeowner Tips
Owning a home is an important goal for many people, and as a single mom, it can sometimes feel like a distant dream. But the reality is that homeownership is more achievable than you might think, especially when you know about the financial resources and programs...
by Mark Maldonado | Feb 14, 2025 | Homeowner Tips
When homeowners need access to funds or want to optimize their mortgage terms, they often face a critical decision: Should I get a second mortgage or refinance? Both options have unique advantages and considerations, making it essential to evaluate your financial...
by Mark Maldonado | Jan 8, 2025 | Homeowner Tips
Balancing two jobs or a full-time career with a side hustle can be rewarding, not just for your wallet but also when it comes to qualifying for a mortgage. Lenders recognize that additional income can strengthen your application, but there are specific rules to ensure...
by Mark Maldonado | Nov 22, 2024 | Homeowner Tips
Owning a home is a rewarding milestone that symbolizes stability and personal achievement. It also comes with its fair share of challenges and responsibilities. Maintenance, emergencies, and long-term property planning require having the right professionals in your...
by Mark Maldonado | Nov 19, 2024 | Homeowner Tips
As remote work continues to progress, having a well-designed home office is more than just a luxury, it has become a necessity. A thoughtfully created workspace can increase productivity, boost creativity, and promote overall well-being. As a mortgage originator,...
