by Mark Maldonado | Feb 14, 2025 | Homeowner Tips
When homeowners need access to funds or want to optimize their mortgage terms, they often face a critical decision: Should I get a second mortgage or refinance? Both options have unique advantages and considerations, making it essential to evaluate your financial...
by Mark Maldonado | Jan 8, 2025 | Homeowner Tips
Balancing two jobs or a full-time career with a side hustle can be rewarding, not just for your wallet but also when it comes to qualifying for a mortgage. Lenders recognize that additional income can strengthen your application, but there are specific rules to ensure...
by Mark Maldonado | Nov 22, 2024 | Homeowner Tips
Owning a home is a rewarding milestone that symbolizes stability and personal achievement. It also comes with its fair share of challenges and responsibilities. Maintenance, emergencies, and long-term property planning require having the right professionals in your...
by Mark Maldonado | Nov 19, 2024 | Homeowner Tips
As remote work continues to progress, having a well-designed home office is more than just a luxury, it has become a necessity. A thoughtfully created workspace can increase productivity, boost creativity, and promote overall well-being. As a mortgage originator,...
by Mark Maldonado | Jul 9, 2024 | Homeowner Tips
What is a Green Mortgage? A green mortgage is a type of home loan designed to incentivize energy-efficient building practices. These mortgages are specifically tailored for properties that meet certain environmental standards, encouraging homeowners and buyers to...