by Mark Maldonado | Jul 8, 2025 | Mortgage
As more homeowners look for ways to reduce utility bills and make their homes environmentally friendly, energy-efficient improvements have become a smart investment. The good news is that you do not need to pay out of pocket for all the upgrades at once. There are...
by Mark Maldonado | Jul 4, 2025 | Mortgage
As Americans prepare to celebrate the Fourth of July, it is important to reflect on the core values that define our nation: freedom, opportunity, and the pursuit of a better life. These same ideals continue to inspire individuals and families across the country to...
by Mark Maldonado | Jul 3, 2025 | Mortgage
What Is Mortgage Securitization?Mortgage securitization is the financial process of pooling together multiple mortgage loans and converting them into tradable investment securities. These securities are then sold to investors in the secondary market. This process...
by Mark Maldonado | Jul 2, 2025 | Mortgage
Introduction to the ProgramThe Federal Housing Administration Title I Home Improvement Loan Program is a government-backed initiative designed to help homeowners finance necessary repairs, upgrades, and improvements to their primary residence. Established under the...
by Mark Maldonado | Jul 1, 2025 | Mortgage
Addressing Inequity in LendingThe mortgage approval process is a critical step in the path to homeownership. While lending guidelines are designed to promote fair and consistent evaluation, studies have shown that disparities persist based on gender and race. These...
by Mark Maldonado | Jun 27, 2025 | Mortgage
June is National Homeownership Month, making it the perfect time to understand the full path to homeownership. If you are planning to buy a home, especially for the first time, knowing what to expect during the mortgage process can take away much of the stress. This...
