by Mark Maldonado | Dec 4, 2025 | Mortgage Tips
Many homeowners feel pressure to pay off their mortgage as quickly as possible but faster is not always better. In many real-life situations, directing your money toward other financial steps can offer more growth, more protection, and more flexibility. Understanding...
by Mark Maldonado | Dec 2, 2025 | Mortgage Tips
Refinancing can be a smart way to lower your monthly payment, reduce your interest rate, or tap into equity for financial goals. Many homeowners wait too long to reconsider their loan, but the right timing can put real money back into your pocket. Understanding when...
by Mark Maldonado | Nov 26, 2025 | Mortgage Tips
When buyers apply for a mortgage, income and credit history get most of the attention. However, there is another essential part of the underwriting process that plays a major part in determining approval. Asset verification helps lenders understand the financial...
by Mark Maldonado | Nov 25, 2025 | Mortgage Tips
Many hopeful homebuyers find that their income alone does not quite meet the requirements for a mortgage. This challenge is especially common for people early in their careers, those recovering from financial setbacks, or buyers facing higher home prices. One option...
by Mark Maldonado | Nov 21, 2025 | Mortgage Tips
The idea of extending mortgage terms well beyond the traditional thirty years is gaining new attention. With rising home prices and tightened affordability, many buyers are wondering whether a much longer loan could help lower the monthly payment enough to make...
by Mark Maldonado | Nov 18, 2025 | Mortgage Tips
Owning a second home is a dream for many people, whether it is a quiet cabin by the lake, a beachfront retreat, or a mountain getaway. For others, that dream also comes with the potential to generate income through short-term rentals. However, mortgages for vacation...
