by Mark Maldonado | May 6, 2025 | Mortgage Tips
Buying a home is one of the most significant financial decisions a person can make, and understanding the costs involved is essential. Online mortgage calculators have become a valuable tool for borrowers, helping them estimate monthly payments, compare loan options,...
by Mark Maldonado | May 2, 2025 | Mortgage Tips
Buying a home is an exciting milestone, but if you are on a visa or have a green card, you may wonder how your immigration status impacts your mortgage options. The good news is that many lenders offer home loans to non-citizens, though the process may involve...
by Mark Maldonado | May 1, 2025 | Mortgage Tips
Buying a home is an exciting milestone, but it also comes with a range of upfront costs that can add up quickly. One of the biggest financial concerns for many homebuyers is closing costs. These expenses, which typically range from 2 to 5 percent of the home’s...
by Mark Maldonado | Apr 30, 2025 | Mortgage Tips
Buying a home is a major financial milestone, and saving for a down payment can be one of the biggest challenges. If you’re struggling to gather the necessary funds, you might be considering using your 401(k) retirement savings to cover the cost. While this...
by Mark Maldonado | Apr 29, 2025 | Mortgage Tips
When buying a home, one of the most critical financial decisions is determining how much of your income should go toward your mortgage. Striking the right balance ensures that you can comfortably afford your home without stretching your budget too thin. Lenders use...
by Mark Maldonado | Apr 23, 2025 | Mortgage Tips
When applying for a mortgage, lenders carefully assess your income and debt to determine your ability to repay the loan. If you receive or pay child support or alimony, these payments can significantly impact your mortgage qualification. Understanding how they factor...
