by Mark Maldonado | Sep 5, 2025 | Mortgage Tips
Understanding the Impact of Rising Rates Mortgage rates play a major role in how much house you can afford. Even a small increase can raise monthly payments and affect how much you qualify for. For example, the same loan amount at a higher rate could cost hundreds of...
by Mark Maldonado | Sep 4, 2025 | Mortgage Tips
The rise of cryptocurrency and digital assets has transformed the way many people invest and build wealth. As more buyers hold Bitcoin, Ethereum, and other digital currencies, the question of how these assets impact mortgage approval has become more common. While...
by Mark Maldonado | Sep 3, 2025 | Mortgage Tips
Starting your life together as a married couple is an exciting season filled with new milestones. One of the biggest decisions many newlyweds face is whether to buy a home together. While combining households and finances can feel overwhelming, taking time to...
by Mark Maldonado | Aug 29, 2025 | Mortgage Tips
Artificial intelligence is transforming the mortgage industry. Lenders now use AI to analyze applications, assess risk, and make decisions faster than ever. This technology helps streamline underwriting, reduces human error, and allows mortgage originators to focus on...
by Mark Maldonado | Aug 28, 2025 | Mortgage Tips
When it comes to money, emotions play a big role. Many home buyers get caught up in excitement, fear of missing out, or the desire to impress others. These feelings can influence mortgage choices, leading to decisions that might not align with long-term financial...
by Mark Maldonado | Aug 26, 2025 | Mortgage Tips
Remote work has transformed the way people live and plan their financial futures. Instead of being tied to one city, many professionals now choose to split their time between two homes. Some want the excitement of an urban condo while keeping a peaceful retreat in the...