by Mark Maldonado | Apr 10, 2025 | Mortgage Tips
Shopping for a mortgage can be exciting, but it can also be confusing when you see a low advertised rate online, only to be quoted a different rate when you apply. While this can be frustrating, there are several reasons why your actual mortgage rate may differ from...
by Mark Maldonado | Apr 9, 2025 | Mortgage Tips
With rising home prices and strict lending requirements, many aspiring homeowners are looking for creative ways to strengthen their mortgage applications. One potential game-changer? Renting out a room on Airbnb or another short-term rental platform. This additional...
by Mark Maldonado | Apr 8, 2025 | Mortgage Tips
When applying for a mortgage, you expect lenders to scrutinize your income, credit score, and debt-to-income ratio. But did you know that your Netflix subscription—or any other recurring expense—could play a role in your approval? While a $15-per-month...
by Mark Maldonado | Apr 3, 2025 | Mortgage Tips
Effective communication between mortgage originators and clients is essential in ensuring a smooth, stress-free home financing process. Purchasing a home is one of the biggest financial decisions a person can make, and navigating the mortgage process can be...
by Mark Maldonado | Apr 2, 2025 | Mortgage Tips
When shopping for a home, securing mortgage pre-approval is one of the most important steps you can take. Not only does it show sellers that you are a serious buyer, but it also gives you a clearer picture of your budget and financing options. However, many homebuyers...
by Mark Maldonado | Mar 21, 2025 | Mortgage Tips
Purchasing a home in the U.S. as a non-U.S. citizen is entirely possible, but the process comes with unique requirements and considerations. Whether you are a permanent resident, temporary visa holder, or foreign national, understanding the available mortgage options...
