by Mark Maldonado | Jul 12, 2024 | Mortgage
The real estate market can be a bit confusing, especially when you encounter terms like “pending” and “contingent” deals. Understanding these terms is crucial whether you’re a buyer or a seller, as they can significantly impact the...
by Mark Maldonado | Jul 5, 2024 | Mortgage
Mortgage life insurance is a type of policy designed to pay off your mortgage in the event of your death. As with any financial product, it has its pros and cons. Understanding these can help you determine whether it makes sense for your situation. What is Mortgage...
by Mark Maldonado | Jul 3, 2024 | Mortgage
Your mortgage statement is an important document that provides detailed information about your home loan. Understanding it can help you manage your mortgage more effectively, identify potential issues early, and ensure you’re on track with your payments. Here is...
by Mark Maldonado | Jul 2, 2024 | Mortgage
When it comes to buying a home, you will find many mortgage options available. One of the lesser-known but potentially advantageous choices is the Graduated Payment Mortgage (GPM). Let’s discuss what GPMs are, how they work, and how they differ from other...
by Mark Maldonado | Jun 25, 2024 | Mortgage
When buying a home, many people are aware of the down payment but often overlook the additional costs that come with closing the deal. These expenses, known as closing costs, can sometimes catch buyers off guard. The good news is that, in certain circumstances,...
by Mark Maldonado | Jun 21, 2024 | Mortgage
Refinancing your home can be a smart financial move, offering you the chance to secure a better interest rate, reduce monthly payments, or even tap into your home’s equity. However, one of the most common questions homeowners have is: “How long does it...
